Military Specialty Services

Being a military member, veteran, retiree or military related family member is a unique position shared by a small percentage of Americans.  I shared this unique position as a member of the US Air Force for more than 25 years.

Every aspect of our practice, from consumer protection to estate planning and our community education efforts is relevant to military members and their families whether you are at the beginning of your military career, ending years of dedicated service or somewhere in between. It is important to speak with someone with knowledge of the unique nature of military service.

Specific areas we believe need special attention include the following in addition to the specific requirements of military regulations:

  1. Estate Planning – the certainty of moving and separation makes the need for advanced directives extremely important for military personnel. It is vital that you identify those individuals you want to make decisions for you in the event you are unavailable. While you are deployed you may choose a spouse, friend or other family member to make sure your financial affairs are kept current and your property is maintained. You will also need to share with someone how you feel about medical decisions in order for them to honor your preferences in case the need arises.
  2. Credit and financial protections. There are special protections built into various laws to provide limits on actions certain creditors can take concerning financial transactions involving active duty military and their family members.

Primary protections for military personnel are part of the federal law known as the Servicemembers’ Civil Relief Act, formerly known as the Soldiers’ and Sailors’ Civil Relief Act (SSCRA).  The SCRA provides protections for military members as they enter active duty and in certain circumstances the SCRA protects National Guard members serving on active duty.

The SCRA covers many critical issues, including termination of rental agreements, return of security deposits, prepaid rent and eviction.  The SCRA provisions include protections in the areas of installment contracts, credit card interest rates, mortgage interest rates, and mortgage foreclosure.  There are consumer related protections for automobile leases, life and health insurance, as well as income tax payments.  The SCRA may also help in suspending or postponing certain civil legal proceedings.  Separately, veterans may have access to federal and state government benefits.

Please contact us to help you with challenges you may be facing as a result of your military service.